Code of Federal Regulations > Title 12 > Chapter II > Part 229 - PART 229—AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC)

U.S. Code of Federal Regulations

Regulations most recently checked for updates: Feb 10, 2026

Subpart A [§ 229.1 - § 229.3] - Subpart A—General

Subpart B [§ 229.10 - § 229.21] - Subpart B—Availability of Funds and Disclosure of Funds Availability Policies

Subpart C [§ 229.30 - § 229.43] - Subpart C—Collection of Checks

Subpart D [§ 229.51 - § 229.60] - Subpart D—Substitute Checks

Appendix Appendix A - Appendix A to Part 229—Routing Number Guide to Next-Day Availability Checks and Local Checks

Appendix Appendix B - Appendix B to Part 229 [Reserved]

Appendix Appendix C - Appendix C to Part 229—Model Availability Policy Disclosures, Clauses, and Notices; Model Substitute Check Policy Disclosure and Notices

Appendix Appendix D - Appendix D to Part 229 [Reserved]

Appendix Appendix E - Appendix E to Part 229—Commentary

Appendix Appendix F - Appendix F to Part 229—Official Board Interpretations; Preemption Determinations