Code of Federal Regulations > Title 12 > Chapter X > Part 1026 - PART 1026—TRUTH IN LENDING (REGULATION Z)

U.S. Code of Federal Regulations

Regulations most recently checked for updates: Jan 21, 2026

Subpart A [§ 1026.1 - § 1026.4] - Subpart A—General

Subpart B [§ 1026.5 - § 1026.16] - Subpart B—Open-End Credit

Subpart C [§ 1026.17 - § 1026.24] - Subpart C—Closed-End Credit

Subpart D [§ 1026.25 - § 1026.30] - Subpart D—Miscellaneous

Subpart E [§ 1026.31 - § 1026.45] - Subpart E—Special Rules for Certain Home Mortgage Transactions

Subpart F [§ 1026.46 - § 1026.48] - Subpart F—Special Rules for Private Education Loans

Subpart G [§ 1026.51 - § 1026.62] - Subpart G—Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students

Appendix Appendix A - Appendix A to Part 1026—Effect on State Laws

Appendix Appendix B - Appendix B to Part 1026—State Exemptions

Appendix Appendix C - Appendix C to Part 1026—Issuance of Official Interpretations

Appendix Appendix D - Appendix D to Part 1026—Multiple Advance Construction Loans

Appendix Appendix E - Appendix E to Part 1026—Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis

Appendix Appendix F - Appendix F to Part 1026—Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling

Appendix Appendix G - Appendix G to Part 1026—Open-End Model Forms and Clauses

Appendix Appendix H - Appendix H to Part 1026—Closed-End Model Forms and Clauses

Appendix Appendix I - Appendix I to Part 1026 [Reserved]

Appendix Appendix J - Appendix J to Part 1026—Annual Percentage Rate Computations for Closed-End Credit Transactions

Appendix Appendix K - Appendix K to Part 1026—Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Appendix Appendix L - Appendix L to Part 1026—Assumed Loan Periods for Computations of Total Annual Loan Cost Rates

Appendix Appendix M1 - Appendix M1 to Part 1026—Repayment Disclosures

Appendix Appendix M2 - Appendix M2 to Part 1026—Sample Calculations of Repayment Disclosures

Appendix Appendix N - Appendix N to Part 1026—Higher-Priced Mortgage Loan Appraisal Safe Harbor Review

Appendix Appendix O - Appendix O to Part 1026—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules

Appendix Appendix P - Appendix P to Part 1026 [Reserved]

Appendix - Supplement I to Part 1026—Official Interpretations