U.S. Code of Federal Regulations

Regulations most recently checked for updates: Jan 21, 2026

All TitlesTitle 13Chapter IPart 120Subpart B - Subpart B—Policies Specific to 7(a) Loans

BONDING REQUIREMENTS
§ 120.200 - What bonding requirements exist during construction?

LIMITATIONS ON USE OF PROCEEDS
§ 120.201 - Refinancing unsecured or undersecured loans.
§ 120.202 - Loans for changes of ownership.

MATURITIES; INTEREST RATES; LOAN AND GUARANTEE AMOUNTS
§ 120.210 - What percentage of a loan may SBA guarantee?
§ 120.211 - What limits are there on the amounts of direct loans?
§ 120.212 - What limits are there on loan maturities?
§ 120.213 - What fixed interest rates may a Lender charge?
§ 120.214 - What conditions apply for variable interest rates?

FEES FOR GUARANTEED LOANS
§ 120.220 - Fees that Lender pays SBA.
§ 120.221 - Fees and expenses that the Lender may collect from a loan applicant or Borrower.
§ 120.222 - Prohibition on sharing premiums for secondary market sales.
§ 120.223 - Subsidy recoupment fee payable to SBA by Borrower.
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