Code of Federal Regulations > Title 24 > Chapter II > Part 203 > Subpart A - Subpart A—Eligibility Requirements and Underwriting Procedures

U.S. Code of Federal Regulations

Regulations most recently checked for updates: Feb 11, 2026

DIRECT ENDORSEMENT, LENDER INSURANCE, AND COMMITMENTS

§ 203.1 - Underwriting procedures.

§ 203.3 - Approval of mortgagees for Direct Endorsement.

§ 203.4 - Approval of mortgagees for Lender Insurance.

§ 203.5 - Direct Endorsement process.

§ 203.6 - Lender Insurance process.

§ 203.7 - Commitment process.

§ 203.8 - Approval of mortgagees for Direct Endorsement Lender Review and Approval Process (DELRAP).

MISCELLANEOUS REGULATIONS

§ 203.9 - Disclosure regarding interest due upon mortgage prepayment.

§ 203.10 - Informed consumer choice for prospective FHA mortgagors.

§ 203.12 - Mortgage insurance on proposed or new construction.

§ 203.14 - Builders' warranty.

§ 203.15 - Certification of appraisal amount.

§ 203.16 - Certificate and contract regarding use of dwelling for transient or hotel purposes.

§ 203.16a - Mortgagor and mortgagee requirement for maintaining flood insurance coverage.

ELIGIBLE MORTGAGES

§ 203.17 - Mortgage provisions.

§ 203.18 - Maximum mortgage amounts.

§ 203.18a - Solar energy system.

§ 203.18b - Increased mortgage amount.

§ 203.18c - One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage amounts.

§ 203.18d - Minimum principal loan amount.

§ 203.19 - Qualified mortgage.

§ 203.20 - Agreed interest rate.

§ 203.21 - Amortization provisions.

§ 203.22 - Payment of insurance premiums or charges; prepayment privilege.

§ 203.23 - Mortgagor's payments to include other charges.

§ 203.24 - Application of payments.

§ 203.25 - Late charge.

§ 203.26 - Mortgagor's payments when mortgage is executed.

§ 203.27 - Charges, fees or discounts.

§ 203.28 - Economic soundness of projects.

§ 203.29 - Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.

§ 203.30 - Certificate of nondiscrimination by the mortgagor.

§ 203.31 - Mortgagor of a principal residence in military service cases.

ELIGIBLE MORTGAGORS

§ 203.32 - Mortgage lien.

§ 203.33 - Relationship of income to mortgage payments.

§ 203.34 - Credit standing.

§ 203.35 - Disclosure and verification of Social Security and Employer Identification Numbers.

§ 203.36 - [Reserved]

ELIGIBLE PROPERTIES

§ 203.37 - Nature of title to realty.

§ 203.37a - Sale of property.

§ 203.38 - Location of dwelling.

§ 203.39 - Standards for buildings.

§ 203.40 - Location of property.

§ 203.41 - Free assumability; exceptions.

§ 203.42 - Rental properties.

§ 203.43 - Eligibility of miscellaneous type mortgages.

§ 203.43a - Eligibility of mortgages covering housing in certain neighborhoods.

§ 203.43b - Eligibility of mortgages on single-family condominium units.

§ 203.43c - Eligibility of mortgages involving a dwelling unit in a cooperative housing development.

§ 203.43d - Eligibility of mortgages in certain communities.

§ 203.43e - [Reserved]

§ 203.43f - Eligibility of mortgages covering manufactured homes.

§ 203.43g - Eligibility of mortgages in certain communities.

§ 203.43h - Eligibility of mortgages on Indian land insured pursuant to section 248 of the National Housing Act.

§ 203.43i - Eligibility of mortgages on Hawaiian Home Lands insured pursuant to section 247 of the National Housing Act.

§ 203.43j - Eligibility of mortgages on Allegany Reservation of Seneca Nation of Indians.

§ 203.44 - Eligibility of advances.

§ 203.45 - Eligibility of graduated payment mortgages.

§ 203.47 - Eligibility of growing equity mortgages.

§ 203.49 - Eligibility of adjustable rate mortgages.

§ 203.50 - Eligibility of rehabilitation loans.

§ 203.51 - Applicability.

§ 203.52 - Acceptance of individual residential water purification equipment.

EFFECTIVE DATE

§ 203.249 - Effect of amendments.