Code of Federal Regulations > Title 24 > Chapter II > Part 206 > Subpart B - Subpart B—Eligibility; Endorsement

U.S. Code of Federal Regulations

Regulations most recently checked for updates: Jan 21, 2026

ELIGIBLE MORTGAGES

§ 206.17 - Eligible mortgages: general.

§ 206.19 - Payment options.

§ 206.21 - Interest rate.

§ 206.23 - Shared appreciation.

§ 206.25 - Calculation of disbursements.

§ 206.26 - Change in payment option.

§ 206.27 - Mortgage provisions.

§ 206.31 - Allowable charges and fees.

§ 206.32 - No outstanding unpaid obligations.

§ 206.9 - Eligible mortgagees.

§ 206.13 - Disclosure of available HECM program options.

§ 206.15 - Insurance.

ELIGIBLE BORROWERS

§ 206.33 - Age of borrower.

§ 206.34 - Limitation on number of mortgages.

§ 206.35 - Title of property which is security for HECM.

§ 206.36 - Seasoning requirements for existing non-HECM liens.

§ 206.37 - Credit standing.

§ 206.39 - Principal residence.

§ 206.40 - Disclosure, verification and certifications.

§ 206.41 - Counseling.

§ 206.43 - Information to borrower.

§ 206.44 - Monetary investment for HECM for Purchase program.

ELIGIBLE PROPERTIES

§ 206.45 - Eligible properties.

§ 206.47 - Property standards; repair work.

§ 206.51 - Eligibility of mortgages involving a dwelling unit in a condominium.

§ 206.52 - Eligible sale of property-HECM for Purchase.

REFINANCING OF EXISTING HOME EQUITY CONVERSION MORTGAGES

§ 206.53 - Refinancing a HECM loan.

DEFERRAL OF DUE AND PAYABLE STATUS

§ 206.55 - Deferral of due and payable status for Eligible Non-Borrowing Spouses.

§ 206.57 - Cure provision enabling reinstatement of Deferral Period.

§ 206.59 - Obligations of mortgagee.

§ 206.61 - HECM proceeds during a Deferral Period.