U.S. Code of Federal Regulations

Regulations most recently checked for updates: Aug 27, 2025

All TitlesTitle 24Chapter IXPart 1005Subpart D - Subpart D—Underwriting

ELIGIBLE BORROWERS
§ 1005.401 - Eligible Borrowers.
§ 1005.403 - Principal Residence.
§ 1005.405 - Borrower residency status.
§ 1005.407 - Relationship of income to loan payments.
§ 1005.409 - Credit standing.
§ 1005.411 - Disclosure and verification of Social Security and Employer Identification Numbers or Tax Identification Number.

ELIGIBLE PROPERTIES
§ 1005.413 - Acceptable title.
§ 1005.415 - Sale of property.
§ 1005.417 - Location of property.
§ 1005.419 - Requirements for standard housing.
§ 1005.421 - Certification of appraisal amount.
§ 1005.423 - Legal Restrictions on Conveyance.
§ 1005.425 - Rental properties.
§ 1005.427 - Refinancing.
§ 1005.429 - Eligibility of Loans covering manufactured homes.
§ 1005.431 - Acceptance of individual residential water purification.
§ 1005.433 - Builder warranty.

ELIGIBLE LOANS
§ 1005.435 - Eligible collateral.
§ 1005.437 - Loan provisions.
§ 1005.439 - Loan lien.
§ 1005.441 - Section 184 Guaranteed Loan limit.
§ 1005.443 - Loan amount.
§ 1005.445 - Case numbers.
§ 1005.447 - Maximum age of Loan documents.
§ 1005.449 - Qualified mortgage.
§ 1005.451 - Agreed interest rate.
§ 1005.453 - Amortization provisions.

UNDERWRITING
§ 1005.455 - Direct guarantee underwriting.
§ 1005.457 - Appraisal.
§ 1005.459 - Loan submission to HUD for endorsement.
§ 1005.461 - HUD issuance of Firm Commitment.
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