United States Code

USC most recently checked for updates: Nov 10, 2024

§ 2802.
Definitions
For purposes of this chapter—
(1)
the term “Bureau” means the Bureau of Consumer Financial Protection;
(2)
the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;
(3)
the term “depository institution”—
(A)
means—
(i)
any bank (as defined in section 1813(a)(1) of this title);
(ii)
any savings association (as defined in section 1813(b)(1) of this title); and
(iii)
any credit union,
which makes federally related mortgage loans as determined by the Board; and
(B)
includes any other lending institution (as defined in paragraph (4) 1
1
 So in original. Probably should be “paragraph (5)”.
) other than any institution described in subparagraph (A);
(4)
the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;
(5)
the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;
(6)
the term “Board” means the Board of Governors of the Federal Reserve System; and
(7)
the term “Secretary” means the Secretary of Housing and Urban Development.
(Pub. L. 94–200, title III, § 303, Dec. 31, 1975, 89 Stat. 1125; Pub. L. 100–242, title V, § 565(a)(1), Feb. 5, 1988, 101 Stat. 1945; Pub. L. 101–73, title XII, § 1211(d), (e), Aug. 9, 1989, 103 Stat. 525; Pub. L. 111–203, title X, § 1094(2), July 21, 2010, 124 Stat. 2097.)
cite as: 12 USC 2802