Credit Billing

United States Code

U.S. Code most recently checked for updates: Jun 09, 2025

§ 1666. Correction of billing errors

§ 1666a. Regulation of credit reports

§ 1666b. Timing of payments

§ 1666c. Prompt and fair crediting of payments

§ 1666d. Treatment of credit balances

§ 1666e. Notification of credit card issuer by seller of return of goods, etc., by obligor; credit for account of obligor

§ 1666f. Inducements to cardholders by sellers of cash discounts for payments by cash, check or similar means; finance charge for sales transactions involving cash discounts

§ 1666g. Tie-in services prohibited for issuance of credit card

§ 1666h. Offset of cardholder’s indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected

§ 1666i. Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses

§ 1666i-1. Limits on interest rate, fee, and finance charge increases applicable to outstanding balances

§ 1666i-2. Additional limits on interest rate increases

§ 1666j. Applicability of State laws